Net Worth Calculator
Enter your assets and liabilities to calculate your net worth.
Assets
Liabilities
Growth Projections
Net Worth Calculator Guide
What is Net Worth?
Net worth is the difference between your total assets and total liabilities. It's a snapshot of your financial health at a specific point in time.
Formula
Net Worth = Total Assets - Total Liabilities
Assets Explained
Cash & Checking
Money in checking accounts, cash on hand
Savings
Savings accounts, money market accounts, CDs
Investments
Stocks, bonds, mutual funds, brokerage accounts
Retirement Accounts
401(k), IRA, pension plans, 403(b)
Real Estate
Primary home, rental properties, land
Vehicles
Cars, trucks, boats, motorcycles
Liabilities Explained
Mortgage
Home loans, second mortgages, HELOC
Credit Cards
Outstanding credit card balances
Student Loans
Federal and private student loan debt
Auto Loans
Car loans, motorcycle loans
💡 Pro Tips
- • Update your net worth calculation monthly or quarterly
- • Use current market values for assets like real estate and investments
- • Include all debts, even small ones
- • Track trends over time rather than focusing on one snapshot
- • A positive net worth means you own more than you owe
Net Worth Benchmarks
Age 25-34:
Median: $8,000
Age 35-44:
Median: $91,000
Age 45-54:
Median: $168,000
Age 55-64:
Median: $212,000
Source: Federal Reserve Survey of Consumer Finances